Most platforms process your payments. XPay puts you in control of them.

Payments that keep clearing, reconcile themselves, and stay yours, built to the global standard, regulated by the Central Bank of Egypt.

PCI DSS Level 1
CBE-Licensed Since 2021
Settled in EGP
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[ 02 — THE_PLATFORM ]

One platform. One integration. From your first payment to your highest-volume day.

Accept how Egypt pays, build the checkout you want, and reconcile all of it in one ledger, on a single integration that scales without re-platforming.

Let non-technical teams (marketing, events, a branch counter) collect with a no-code Payment Link or QR code, without pulling a developer off the roadmap.

[ 03 — CONTROL_LAYER ]

See and run every payment from one place.

One source of truth for finance, operations, and leadership, with full ownership of your data and the ability to inspect any transaction. No black box, no export tickets.

Your team resolves issues in minutes, not days, without raising a ticket

The Workbench traces exactly what happened to any payment, confirms it reached your systems, and resends it if it didn't; a live system-health view shows the platform's status in real time. Your tech team diagnoses and fixes on the spot, instead of opening a support ticket and waiting hours or days for an answer.

Role-based access

Access roles control exactly what each user can see and which actions they can take, with an audit trail of who changed what, and when.

Your data stays yours, on your stack

Pull transaction-level data through an open API into your ERP and BI tools. No manual exports, no lock-in.

[ 04 — BUILT_FOR_EGYPT ]

Built for how payments actually clear in Egypt.

At enterprise volume, a dropped bank connection or a frozen payout becomes lost revenue and hours of cleanup. XPay absorbs that friction so your cash flow stays predictable.

Checkout keeps clearing

When a local bank drops a connection, XPay automatically routes the payment to an alternate bank, the sale still completes.

A flagged payment never freezes the rest

When a bank holds one transaction for review, XPay contains it to that single payment, your wider payouts and operating capital keep moving.

Customers are billed once

A double-tap on a slow network is recognized and charged a single time, no accidental double-charges, no refund tickets.

[ 05 — PARTNERSHIP ]

A partner, not a ticket queue.

Every XPay account gets a named manager who knows your operation and a team that watches your account, so issues are raised with you before they reach your customers.

A named account manager

Owns your account and answers when you call.

Proactive monitoring

We watch how your payments clear and reach out early.

We show up before problems do

During one onboarding, our team caught a merchant about to charge in the wrong currency and fixed it before a single customer was billed.

FAQ

Common Questions About XPay Enterprise Payments

Straight answers on currencies, settlement, security, and licensing, the questions enterprise teams ask before they commit.

Stop treating lost transactions as the cost of doing business.

Many gateways treat a 3-5% failure rate as normal. XPay reroutes around bank outages, bills each customer once, and reconciles every payment in one ledger, so revenue and finance hours stay with your business.

Talk to a payments specialist, no commitment. PCI DSS Level 1 · CBE-licensed since 2021.

Effortless payments. Limitless growth. Built to the global standard, for Egypt.