Global Standards, Built for Egypt.
XPay is a payment service provider for Egyptian businesses. We process your payments, and give you the data and control to run on them.
Our Story
XPay started in 2018 and became a licensed, CBE-approved payment provider in 2021. Since then, we've processed payments for businesses across Egypt and grown alongside them.
We've always been strategic and results-driven, with a clear view of where online payments were headed. We saw what would matter most: not merely accepting a payment, but turning it into the data, visibility, and control that drive real ROI for a business. So we planned for it, and we started building. In 2026 we made the strategic decision to rebuild XPay from the ground up on a single, unified architecture: one object model where the same integration powers everything from a no-code payment link to a fully custom checkout, on one backend, with no rewrite as a business grows.
Today, XPay processes payments for businesses across Egypt on that same platform, with operational tooling that lets engineering teams inspect and monitor every transaction, and built-in customer and transaction intelligence that shows who drives revenue and who's at risk. From a freelancer's first payment to enterprise scale, built for Egypt and held to global standards.
The XPay Promise
What we commit to, with every customer.
We build for every customer, freelancer to enterprise, not only one.
We build what has real business impact, for our merchants, and for us.
We keep everything transparent, no black boxes, nothing hidden.
Your data is yours, in real time, and never locked away.
We give you clarity, real answers in real time, no guesswork.
We stay consistent, the same behavior across every integration, at every stage.
We're built to be stable, dependable when it matters most.
We're built for growth, yours and ours.
Trust & Compliance
CBE-approved, regulated by the Central Bank of Egypt.
PCI DSS Service Provider Level 1, the highest tier of card data security.
3D Secure 2, handled inside hosted checkout.
Full data ownership, your payment data is yours, in real time.
80–85% overall authorization success (Source: XPay merchant performance data.)