Accepting online payments in Egypt with XPay
Accept Visa, Mastercard, ValU, and Fawry in one integration and settle to your Egyptian bank account in EGP.
Getting paid online in Egypt used to mean stitching together an acquirer, a gateway, and a reconciliation spreadsheet. XPay replaces that with one integration that accepts the payment methods your customers actually use and settles the money to your bank account in Egyptian pounds.
The payment methods that matter here
Every XPay checkout can accept:
- Visa and Mastercard for local and international cards.
- ValU for buy-now-pay-later installments.
- Fawry for customers who prefer to pay in cash.
Your customers can pay in 15 currencies. The funds settle to your bank in EGP at the official bank rate, so you never manage a foreign-currency balance.
Pricing is one line
There are no setup or monthly fees. You pay per successful transaction:
- Local cards: 2.5% + 2.5 EGP
- International cards: 2.75% + 2.5 EGP
Businesses processing over roughly 1M EGP a month can request custom rates.
Built inside a regulated framework
XPay is licensed by the Central Bank of Egypt and certified PCI DSS Level 1, so cardholder data is handled to the highest standard while you focus on the sale.