UNLOCK THE POWER OF A 55-DAY GRACE PERIOD FOR YOUR CLIENTS
In Collaboration with NBE & Mastercard
XPay, in collaboration with the National Bank of Egypt and Mastercard, is offering manufacturers a game-changing financial solution. Now, you can offer your business clients a 55-day interest-free grace period without any recourse on your business, while you benefit from immediate cash flow.
Transform Your Business Now!
Our solution involves a business credit card offered exclusively to your business clients, without the need for a guarantee deposit. The monthly limit, up to 12M EGP, is based on your clients’ average monthly purchase history with you. With this card, your clients have 55 days interest free to settle their balance, while you receive your funds instantly (T1), ensuring your sales days outstanding are significantly reduced and allowing you to hedge against inflation.
Why it Matters?
- Improved Operational Efficiency: Simplify procurement workflows and reduce administrative tasks, allowing your team to focus on core business functions.
- Enhanced Customer Relationships: Offering flexible payment terms strengthens trust and collaboration with customers, ensuring a foundation for long-term partnerships that benefit both parties.
- Optimized Cash Flow: Deferred payments allow for better working capital management, ensuring resources are available to maintain seamless operations, even during high-demand periods or unforeseen challenges.
- Reduced Financial Risk: Partnering with XPay B2B mitigates the risks associated with payment delays and credit extensions, providing operational stability and safeguarding business continuity.
- Increased Productivity: Enable your team to make timely decisions and execute projects effectively without financial constraints.
EXCLUSIVE BENEFITS FOR YOUR CLIENTS
- Access to Credit Without Deposits: This card is only available through our program and not directly from banks. Plus, unlike traditional corporate cards, it doesn’t require a deposit or certificate worth 120% of the credit limit.
- Easier Process: Your clients don’t need to jump through hoops. The bank will approach them directly to issue and activate the card.
- 55 Days Interest-Free: An incredible benefit for clients who appreciate extended payment terms without the usual financial burden.
What’s Next
To get started, book a demo with XPay, we’ll take care of the rest and help you offer a powerful new solution to your business clients.
Frequently Asked Questions
What is XPay’s B2B card?
It’s a business credit card, offered in partnership with the National Bank of Egypt and Mastercard, that provides your clients with a 55-day interest-free payment period while ensuring you get paid instantly.
How does the 55-day payment period work?
Your clients have 55 days to settle their balance at Zero interest, allowing them greater financial flexibility, while you receive your payments immediately upon the transaction.
Who is eligible for XPay’s B2B card?
Businesses with a client base and a proven transaction history over the last 3–4 years.
Does XPay’s B2B card require a deposit?
No. Unlike traditional corporate credit cards, XPay’s B2B card does not require a deposit or certificate.
What is the credit limit for XPay’s B2B card?
The monthly credit limit is tailored to your clients and can go up to 12MEGP / Month, based on their purchasing history.
How does the setup process work?
The setup process is seamless! XPay will act as your payment gateway aggregator, ensuring a smooth transaction process for your customers. After signing the contract, you’ll provide a list of your clients and their average monthly collections. We analyze the data, configure the system, and handle the rest, ensuring minimal transaction fees, efficient payment processing, and reliable support.
Can I use XPay for other financial services?
XPay provides secure online payment solutions and is licensed by the Central Bank of Egypt (CBE). Our services ensure smooth, cost-effective payment processing with minimal transaction fees. For more details, visit our website https://xpay.app/#
What’s Next
To get started, book a demo with XPay, we’ll take care of the rest and help you offer a powerful new solution to your business clients.
