Manifesto - XPay

Technology Solutions for Financial Empowerment

XPay is a fintech company that develops digital transformation solutions with a focus on financial empowerment. We aspire to improve quality of life by providing a range of solutions that help optimize financial management on both the business and individual levels.

Inclusive of Younger Generations

To sustain this vision, we are also adamant on being inclusive of today’s younger generations, who undoubtedly are the driving force behind a truly cashless society built on sound financial knowledge.

Targeting Community Ecosystems

Our decision to initially target community ecosystems meant that we could bring the benefits of our smart solutions not only to businesses, but also to families, who are the beating heart of any community. By doing so, we are able to improve quality of life for families by enabling them to reap the limitless benefits of financial empowerment within their existing comfort zones.

Solid Foundations

Established in 2018, XPay was founded by Dr. Mohamed Abelmottaleb, a serial entrepreneur with over 25 years of management and technology experience. Armed with a background in nanotechnology and previous startups in the realms of AI and big data, Dr. Mohamed is no stranger to the challenges of today’s digital world, and his vision is focused on using technology solutions to alleviate them.

Supported by:

$ 0 k

Funded in 2019 and 2021

Disruptive Solutions

Our flagship solutions revolve around giving businesses, communities, and individuals control over the way they plan and manage their finances in today’s complex financial world.

With XPay Business

With XPay Personal

Core Values

We are committed to being an empowering fintech partner, using our intelligent solutions to help shape a brighter future – for individuals, families, businesses, and communities.

We’re living in an ever changing financial ecosystem and stagnation is our biggest enemy. We are goal-oriented; constantly self-assessing, evolving, and pivoting to make sure we’re always ahead of the curve, proactively fulfilling our customers’ needs.

We are determined to continuously make a substantial impact on the lives of our customers through a strong, human-centric brand experience. Understanding the needs of our customers and adapting our solutions to them is at the core of our business, and we do it with speed and agility while delivering sustainable value.