Technology Solutions for Financial Empowerment
XPay is a fintech company that develops digital transformation solutions with a focus on financial empowerment. We aspire to improve quality of life by providing a range of solutions that help optimize financial management on both business and individual levels.


Inclusive for Younger Generations
To sustain this vision, we are also adamant on being inclusive of today’s younger generations, who undoubtedly are the driving force behind a truly cashless society built on sound financial knowledge.
Targeting Community Ecosystems
Our desire to intentionally target community ecosystems meant that we could bring the benefits of our smart solutions, not only to businesses, but also to families, who are the beating heart of any community. By doing so, we are able to improve quality of life for families by enabling them to reap the limitless benefits of financial empowerment withing their existing comfort zones.
MEET
THE TEAM

Mohammed Abdelmotalleb
MANAGING PARTNER AND FOUNDER
is a seasoned enterpreneur and technology expert with over 25 years experience, founder and managing partner of XPay, and a PhD holder in Nanotechnology from KU Leuven, who has successfully launched several companies and raised over$5M in funding while leading teams of 30+ members.
Raed Elganainy
DIRECTOR OF ENGINEERING
is an Engineering Director with 14 years of experience, a certified Agile coach, and aco-founder of two startups, passionate about delivering high-quality products.


Nesrine Samara
MARKETING DIRECTOR
is a seasoned marketer with 20 years of experience in brand building, excelling in both client and agency roles, driving sustainable growth, and empowering teams.
Alaa Ghazi
OPERATIONS MANAGER
is a fintech professional with 4 years of experience specializing in customer success, risk management, and bank relations, passionate about building knowledgeable operations teams for effective merchant analysis and KYC compliance.

Solid Foundations
Established in 2018, XPay is built on a vision of leveraging cutting-edge technology to address the challenges of today’s digital world. With a strong foundation in innovation and a commitment to excellence, XPay has grown into a trusted name in the industry.
$1,000,000
Funded in 2019 and 2023
