Personal Finance. Simplified.
XPay Personal is a personal finance tool with planning and budgeting capabilities, designed to provide a straightforward, hassle-free experience. Paying for products and services with XPay’s prepaid card has never been simpler.
Get the app now






Go Digital. Go Personal.
XPay’s prepaid card is digital and physical, giving the best of both worlds experience!
- Use it to pay for products and services online and offline, with any physical Visa or Mastercard point of sale.
- For maximum flexibility, recharge easily through multiple payment methods.
- All payments made with the card, whether digitally or physically, will be reflected directly on the app, providing you with complete insights into your day-to-day finances.

Think of XPay Personal as your personal financial advisor!
Single App, Endless Possibilities
XPay is a full-fledged personal finance tool with planning and budgeting capabilities and a simple hassle-free experience. Think of it as your personal financial advisor!
Just a few tabs towards purchasing your favorite products; paying service bills, tuition fees, or sports club memberships; booking event tickets; enrolling for classes and courses, and much more, through XPay’s Personal app.
Download XPay Personal NOW!



Get Started Now!
Follow us on social media or click below to get started.